Insights

“The Algorithm Made Me Do It”: Overconsumption and Its Consequences

Introduction In the digital age, the phrase “the algorithm made me do it” has evolved from a casual quip into a profound reflection of how technology influences human behavior. Algorithms, particularly those embedded in recommendation systems, have become...

7 OCT 2025

Corporates Shift Back to Bank Loans as SBI MCLR-Bond Spread Narrows

Introduction Indian corporates typically have two major borrowing avenues: bank loans and bond issuance. The decision between the two largely hinges on relative borrowing costs. Recently, there has been a noticeable shift – companies are leaning mor...

22 SEP 2025

Incorporating Public Companies in India: Reimagining Corporate Entry in a Compliance-Heavy Regime

Public Company Incorporation in India and Economic Growth While ambitious, India’s goal of reaching a $5 trillion economy is not impossible to attain. Although FDI pipelines, geopolitical alignments, and macroeconomic fundamentals frequently garner the mo...

12 SEP 2025

Sebi-Jane Street Scandal: To What Extent Do Sebi’s Current Regulatory Powers Effectively Address Index-Level Market Manipulation by Foreign Entities?

The SEBI–Jane Street Scandal and Its Market Impact   The recent SEBI-Jane Street scandal marks a pivotal learning moment in the history of the Indian market regulation. The Securities and Exchange Board of India SEBI has taken one of its most stringent en...

8 SEP 2025

Regulatory Disruption: Are Banks And NBFCs Prepared For RBI’s Next Oversight Wave?

The Indian financial system is anchored by two major intermediaries: traditional banks and Non-Banking Financial Companies (NBFCs). While banks operate under the Banking Regulation Act, 1949, NBFCs are companies registered under the Companies Act, 1956, w...

8 SEP 2025

Strangers at the Gate: Supreme Court Shuts Door on Non-Signatories in Arbitration

Factual Background: In 2015, members of the Gupta family, including Pawan Gupta and Kamal Gupta, reached an oral family settlement, which was later formalized in a written Memorandum of Understanding/Family Settlement Deed (MoU/FSD) in 2019. Notably, Rahu...

4 SEP 2025